Private party car sales

Sell your car safely. Done in 5 minutes.

Check the vehicle free. Screen the deal against 24 known scams. Sign a real bill of sale from your own phones. And when it is time for the money, move it by bank transfer instead of trusting a stranger's cashier's cheque.

First deal free. No card to start. Signing a document someone sent you is always free.

E-signatures under the U.S. ESIGN Act Encrypted in transit, stored privately Free federal VIN & recall data
BILL OF SALE · DRAFT
VIN1HGCM82633A004352
Vehicle2003 Honda Accord EX-V6
Odometer128,400 mi
Price$7,500
Recalls2 open — review
TermsAs-is, where-is
72%
Deal scoreFair
Potential scam risk18%
SELLER SIGNED AWAITING BUYER

Illustration of the product interface.

How it works

Three steps, about five minutes

No printer, no notary run for most states, and no need to be in the same room.

1

Enter the vehicle

Type the VIN or scan the door-jamb barcode in the app. We pull the year, make, model and engine from the federal database, verify the VIN's check digit, and list any open safety recalls.

2

Check the deal

Add the price and both parties. Paste the listing or the other person's messages and the AI scores the deal, flags pricing anomalies and known scam patterns, and writes the questions worth asking.

3

Sign and download

You sign, then send a link. They review, can counter the price, and sign from their own phone. The completed legal PDF is emailed to both of you and saved to your account.

Secure Payment

Neither of you has to go first

The oldest problem in a private sale: the seller does not want to hand over the keys before the money is real, and the buyer does not want to send money before the car is theirs.

LAUNCHING SOON

2% fee, split between buyer and seller

1% each. On a $15,000 vehicle that is $150 apiece — and both sides are covered.

1
The buyer pays by bank transfer Direct ACH from their account. No credit cards, so nothing can be charged back months later.
2
The money settles into the seller's account Not ours — the seller's own. But the payout to their bank does not run yet.
3
You meet and swap the vehicle and title Sign the bill of sale from your phones. Take your time; nothing is on a clock.
4
You both confirm, the payout releases Buyer confirms they got the vehicle and title, seller confirms they handed it over. That releases the payout to the seller's bank.

Plain about what this is. It is a delayed payout, not an escrow service. Paperwork Max never holds your money — funds sit in the seller's own account and only the bank payout is gated on both confirmations. And it is entirely optional: meeting at a bank and paying in person stays free, and is still what we recommend when you can both get to a branch.

On a $15,000 vehicle

Sale price$15,000
Buyer pays$15,150
Seller receives$14,850
Total fee — 1% each$300

The seller decides who carries the fee when they create the deal: split 50/50, buyer pays, or seller pays. The buyer sees the exact figures before authorising anything.

🏦 Bank transfer only

No credit cards on vehicle payments. A card charge can be reversed months after the keys have changed hands; a settled bank transfer is settled. It is also cheaper, which is how the fee stays at 2% instead of the 4–5% a card-based service has to charge.

Free, no account

Check the car before you check your wallet

Three lookups that cost you nothing, powered by public U.S. government data.

VIN decoder

Enter 17 characters and get the year, make, model, trim, body style and engine straight from the NHTSA vPIC database. We also verify the VIN's check digit so a typo does not end up on your paperwork.

Decode a VIN free →

Open recall check

See every unrepaired safety recall NHTSA has on that year, make and model — the kind of thing a seller may not know about and a dealer would charge you to find out.

Check recalls free →

Scam checker

Screen it against 24 known private party vehicle scams — fake cashier's checks, title washing, VIN cloning, curbstoning. Answer a few questions, get specific warnings and what to do instead.

Check a deal free →

Stolen & salvage lookup

The National Insurance Crime Bureau runs a free VINCheck for theft and salvage records. They do not publish an API, so we hand you straight to their official form with your VIN ready to paste.

How to check →
What you get

Everything a private sale actually needs

Built for the parking-lot handshake, not the dealership back office.

A real legal PDF

Not a form print-out. A formatted instrument with parties, vehicle description, consideration, an as-is clause, an odometer disclosure and an electronic-execution recital.

Both parties e-sign

Each person signs on their own phone, with their consent, timestamp and network address recorded in a tamper-evident log the document references.

Remote signing by link

Start the deal, send a link by text or email, and let the other person fill in their side and sign whenever they get to it. Nobody has to hand a phone across a car bonnet.

AI scam detection

Screenshot the listing or paste their messages. You get a deal score, a potential-scam risk read, the pricing picture and the exact questions to send back. PAID PLAN

50-state DMV directory

What a bill of sale does and does not do in your state, the questions to ask, and a direct link to your state's official motor vehicle agency — because the rules change and only they are authoritative.

Works on your phone

The site is built mobile-first for the parking-lot meeting. An iOS and Android app with camera VIN scanning is in development.

Free · no account

The 24 ways a private sale goes wrong

Answer a few questions about your deal and we tell you which known scam patterns match, why they work, and what to do instead. It runs in your browser — no AI, no account, no cost.

If you are buying

  • "I'm selling it for my late father" — no title today, promised in the post. It may never come, and an estate cannot sign a title without the paperwork.
  • Title washing — a written-off car retitled in a lenient state to launder the salvage brand off the record.
  • VIN cloning — a stolen vehicle wearing a legitimate car's identity. The paperwork checks out because it belongs to a real car. Just not this one.
  • Curbstoning — an unlicensed dealer posing as a private seller to dodge consumer protection law.
  • Odometer rollback, undisclosed liens, counterfeit titles, flood damage, concealed frame damage and five more.

If you are selling

  • The faked payment screenshot — a "pending until you hand over the keys" transfer. Real bank transfers do not have that state.
  • The forged cashier's cheque — the most common one. Your bank makes the funds available, which is not the same as the cheque clearing. It bounces weeks later and the money comes back out.
  • Overpayment — they send too much and ask you to refund the difference. The original payment is fraudulent; your refund is real.
  • Test drive theft, phishing verification links, third-party collection, fake escrow sites and four more.
Check your deal free →

Screening describes risk patterns. It never claims a particular person has done anything wrong.

Everything included

All of it, in one place

Free tools need no account at all. Paid features are marked.

🔍

Free VIN decoder

Year, make, model, trim, body and engine from the federal NHTSA database, with the check digit verified so a typo never reaches your paperwork.

⚠️

Free recall check

Every open NHTSA safety recall on that year, make and model — with the risk and the remedy. Recall repairs are free at any franchised dealer.

🚔

Stolen & salvage lookup

The NICB runs a free VINCheck for theft and salvage records. They publish no API, so we hand you straight to their form with your VIN ready to paste.

🛡️

24-scam screener

A fixed checklist of every known private party vehicle scam. Free, instant, and it cannot hallucinate. Run it →

📄

Legal bill of sale

A formatted instrument with parties, description, consideration, an as-is clause, the federal odometer disclosure and an electronic-execution recital.

✍️

E-signatures, both parties

Each person signs on their own phone, with consent, timestamp and network address recorded in a tamper-evident log the document references.

🔗

Remote signing by link

Start the deal, send a link by text, and the other party fills in their side and signs whenever they get to it. Nobody passes a phone across a bonnet.

📧

PDF to both inboxes

The completed document is emailed to both parties the moment the second signature lands, and stays downloadable from your account.

🏛️

50-state law reference

What a bill of sale does and does not do in your state, across ten categories, with a direct link to the official agency. Find yours →

📍

Safe meeting spots

Banks, credit unions, tag offices and police safe-exchange zones near you, ranked by how much risk each one actually removes. Find one →

💵

Safe payment guide

Which methods are final before the keys move, which only count once cleared, and which are never worth an exception. Read it →

🤖

AI listing scout PAID

Screenshot a listing and the AI scores the deal, reads the seller's replies as they come, and writes the questions worth sending back.

Ten categories, each with the right fields

A boat has a hull number and no odometer. A trailer may or may not need a title. Heavy equipment is almost never titled at all.

Know your state

Rules differ in all 50 states

Whether a bill of sale is required, whether anything needs notarizing, and how long you have to transfer title are all set state by state — and they change. Pick yours for a plain-English rundown and a direct link to the official agency.

Browse all 50 state guides →

Pricing

Your first deal is free

Pay per deal when you need one, or subscribe if you are selling more than one car a year.

Billing is not switched on yet. Everything on this page is free while we finish launch, and no card is collected anywhere on the site. The prices below are what we will charge when billing starts — we will email you before that happens.
Always free
$0

No account needed

  • VIN decoder
  • Open recall check
  • Stolen & salvage lookup guide
  • 50-state DMV directory
  • Signing a document sent to you
  • Creating a bill of sale
  • AI scam detection
Run a VIN check
Unlimited
$9.99 / month

Cancel any time

  • Everything in Per deal
  • Unlimited bills of sale
  • AI scam detection
  • AI buying scout & selling coach
  • AI photo inspection of the car
  • Model briefings
See what's included
Questions

Fair questions, straight answers

How does secure payment work?

The buyer pays by ACH bank transfer. The money settles into the seller's own account — we never hold it — and the payout to their bank releases the moment you both confirm the vehicle and title changed hands. It is a delayed payout, not an escrow service. See the steps →

How much is the payment fee, and who pays it?

2% of the sale price, split 50/50 by default — 1% each. On a $15,000 vehicle the buyer pays $15,150 and the seller receives $14,850. The seller chooses when creating the deal whether to split it, have the buyer cover it, or cover it themselves, and the buyer sees the exact figures before authorising anything.

Why no credit cards on the vehicle payment?

A card payment can be reversed months after the keys have changed hands, leaving the seller with no car and no money. A settled bank transfer cannot be charged back that way. It is also far cheaper to process, which is how the fee stays at 2% rather than the 4–5% a card-based service has to charge. Cards are still fine for the small subscription and per-deal charges.

Do I have to use it?

No, and often you should not. Meeting at a bank and paying in person is free and is still the safest option when you can both get to a branch — the bank verifies the money while you stand there. Secure payment is for the deals where that is not practical.

Is an electronic bill of sale legally valid?

Yes. Under the federal ESIGN Act (15 U.S.C. § 7001) and state adoptions of the Uniform Electronic Transactions Act, an electronic signature generally carries the same legal effect as ink on paper. We record each signer's consent, timestamp and network address in a tamper-evident, hash-chained log that the document itself references.

What must a car bill of sale include?

Both parties' full legal names and addresses, the vehicle's year, make, model and 17-character VIN, the odometer reading, the sale price, the date of sale, an as-is clause if there is no warranty, an odometer disclosure, and both signatures. Our document includes all of it by default. Full breakdown →

Does a bill of sale transfer ownership?

No, and this trips up a lot of people. A bill of sale is evidence of the transaction. Legal ownership passes through the certificate of title at your state's motor vehicle agency, and most states also require the seller to file a separate release of liability. You need all of it. How title transfer works →

Do both people need to be in the same place to sign?

No. One party fills in the deal and signs, then sends the other a link by text or email. The second party reviews everything, can propose a different price for you to accept or decline, and signs from their own phone. When both signatures are in, the completed PDF is emailed to both of you.

Is the VIN check really free?

Yes, and it needs no account. VIN decoding and the open safety recall lookup both come from the National Highway Traffic Safety Administration's public databases. The stolen and salvage lookup is run free by the National Insurance Crime Bureau — they have no public API, so we send you to their official form rather than pretending we can query it for you.

Does a bill of sale need to be notarized?

It depends on your state, and the rules change. A small number of states require notarization of the bill of sale or the title assignment. Importantly, an electronic signature is not a notarization — if your state requires a notary, you need to see one in person. Check your state's guide and confirm with the official agency before you sign.

What does it cost?

Your first bill of sale is free, then $4.99 per deal or $9.99 a month for unlimited deals plus the AI features. VIN decoding, recall checks and the state directory are always free with no account. Billing has not started yet, so everything is currently free and no card is collected anywhere on the site.

Are you a law firm?

No. Paperwork Max is software, not an attorney, and nothing here is legal advice. We generate a document you fill in and sign yourself. If your sale involves significant money, a disputed title, a lien or an estate, talk to a licensed attorney in your state. Read the full disclaimer →

Ready when you are

Start the paperwork now, send the link when you shake hands.

Start a bill of sale — free